Money, Money where r u?

Now i no money, no exp..how sia?

i can choose one of the way

1. After NS, Go work in F&B link and save money for my school fee~ which cost $11000+
2. After NS, I go back ITE study Nitec in Culinary Skill then go study Diploma, it much cheaper but i need to spent 4yr to just take a Diploma. If i spend $11000+, i can get it just by 1.5yr

I need help!! T.T